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You could also check with a title company to inquire about the current ownership of a property. A title search is not free and will generally cost you $75 – $200+ depending on your area. Finally, you’ll want to work with a real estate agent or attorney to make an offer on the home and ensure you get to the closing table with as few bumps as possible. Once your offer is accepted, your mortgage loan goes through underwriting.
Private resources for finding a property owner
In the modern era, you don’t have to visit a physical office location to go through these records. Many public records can be found online and are easily searchable. One drawback of working with a real estate attorney is that you may have to pay a fee for their services.
Checking Accounts
There are many reasons why you might want to contact the owner of a property you stumble upon. If the house looks abandoned, you might want to find the owner in order to purchase the building and flip it. If there’s no house at all, just land, you might be curious about finding an owner to see if you could build a home in that perfect location.
Ask The Current Resident
Mailing list brokers are an online information-gathering service that is ideal for bulk information gathering and outreach. People use them for various reasons, real estate being a common one. Mailing list brokers gather detailed contact information for homeowners, property owners, businesses, and more and send them to their clients.
Talk to a real estate attorney
Discovering who owns a property is usually simple and has many advantages. You can guarantee that you’re talking with the legal owner of the property, and you may be able to convince them to sell even if it’s not on the market. Depending on your locality, you may be able to manually search through the local registry of deeds. This isn’t available everywhere, so contact your county if you have questions. Another option is to go to your county’s website and look for a property that way.
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If the resident isn’t the owner, they may know how to contact the owner. Make sure to be friendly and respectful to the person who answers the door. It’s possible residents or homeowners might find this move unexpected or even invasive, so trying other avenues first is recommended.
Services and information
So, if you’ve found your dream home, you need to contact the property owner to put in your offer. You can use this service to search land registry records recorded back as far as 1995. If you’re only looking for who owns a house, all you need is the address.
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The county assessor determines a property’s true and fair value and retains a record of them. This office does not provide online access to our real estate records or indexes via the internet. Summer Rylander is a freelance writer and editor with an abundant background in real estate. A former residential real estate agent in the Columbia, SC area and sales administrator at a commercial real estate firm, she now uses this experience to help guide readers. Summer currently resides in Nuremberg, Germany, where she fulfills her passions of food and travel and avoids her dislikes of mayonnaise and being trapped in an office. Perhaps the most obviously named of the three, the tax collector’s office is responsible for collecting taxes.
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This does not necessarily mean interviewing each person who walks by the building. Instead, you could ask one or two people entering the building who their property manager is (or you could look for signs posted near the building). Current tenants will be able to tell you the name of the landlord or property management company in charge. If you cannot ask current residents and do not see any information posted, try asking neighboring businesses or other residents in the area. At some point in your investing career, you will need to identify a property owner or address — often with little or no other information to go on.
Any title company in your state can do an address search for you to discover sales records and the property’s current legal owner. Another place you may be able to check is the county recorder or clerk’s office. A county recorder keeps track of lots of information, from records of births and deaths to deeds and other property ownership records. The county clerk usually keeps a record of property deeds so long as you have the property’s address to do a search. If you’re able to track down the deed, it should have the name of the property owner. Note that depending on how much time has passed since the deed was recorded, the information may be out of date.
There are many reasons why someone would want to learn who owns a specific property. As a buyer, you might want to discover why someone is selling the home. This could help you make a competitive offer based on what you discover.
When real estate changes hands, a local government entity often records the transaction details, which become part of the public record. Here’s a list of ways to find out who owns the property you want, most of which are free. Aside from the government offices discussed here, there are numerous other resources you can consider during your search for property and personal records. Some are free, some are paid, some have access levels for both — it all depends on what you’re trying to find and how badly you want the information.
Chances are they’ll access the same public records from the first three steps. If those haven’t turned up results, your agent may have access to tools they can use to dig a bit deeper. If you can’t get the information you need from the assessor’s office, the county clerk is another point of contact. Clerks are the keepers of the public record, and this typically includes information about property deeds. Consult your state’s website for the location of your county clerk. Gather whatever information you can about the property, such as the street name or a close street, and prepare to do some research.
Heiner noted you need to be vigilant when conducting transactions without the help of a title company. Dustin Heiner, a long-time real estate investor and founder of MasterPassiveIncome.com, agreed and added that this is crucial if a property is unlisted. But that isn’t easy if you don’t have information about the owner. The owner has all the information, like the history, easements, and any other deals of the property. If that doesn't work, you can ask the local authorities County Record Offices about any planning applications submitted, which often include ownership details. Finding out who owns a property in the UK is easier than you might think.
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